Sharia Finance

Sharia
Self Manage Super finance for Australian Muslims

We’ve guided countless Australian Muslims to secure their dream homes with fully Sharia-compliant financing solutions.

We’ve guided countless Australian Muslims to secure their dream homes with fully Sharia-compliant financing solutions.

Sharia Compliant SMSF products with certificate

Riba free Ijarah Agreements

Offset and Redraw available

SMSF name on property title

Eligibility Quiz

Eligibility
Quiz

Looking to purchase in your SMSF using Sharia compliant finance? take our short quiz to see if you are eligible to apply for Islamic SMSF Finance.

Looking to purchase in your SMSF using Sharia compliant finance? take our short quiz to see if you are eligible to apply for Islamic SMSF Finance.

Sharia Compliant

We only work with lenders who have their SMSF Finance product certified as Sharia Compliant. No Riba, no interest, no conventional lenders.Description of the image

Compare Multiple Islamic Lenders

With almost 70% of all Islamic lenders available, Sharia Finance is able to quickly compare the Islamic Finance Market for you

Negotiated SMSF Finance Profit Rates

We have an excellent relationship with our partner lenders, this allows us to negotiate reductions in rates, fees or charges on your application

Dedicated Islamic Finance Broker

You will have a dedicated Islamic Finance broker that you can contact in real time. Every client has a one-to-one relationship with a member of our team which ensures fast an transparent updates. 

Looking to buy in your SMSF ? Get valuable property insights to help you find the market value for your investment purchase .

Discover sales history, estimated values and your borrowing power

Get Investment Property Information

Access detailed listings and property insights, including estimated values and market trends.

Know your borrowing power

Get an estimate and see if buying a property fits within your budget.

Learn about government costs

Get a clear breakdown of your upfront costs, including stamp duty, government fees, estimated deposit & more.

National Award Nominated Halal Brokerage

Sharia Finance is a Multi National Award Nominated Halal Brokerage. We have been recognised Nationally by the Australian Broking Industry for our commitment to innovation as well the prestigious Mortgage and Finance Association of Australia for our commitment to diversity and community engagement

Navigating Islamic home finance in Australia can be challenging. At Sharia Finance, our experienced team guides you through every step, from discussing Islamic funders to managing your application. For personalized advice, call us or book online.

In case you missed anything.

Is Sharia Finance a Brokerage or a Lender?

Established in 2019, Sharia Finance is Australia’s oldest and most trusted Islamic Finance Brokerage. We’ve partnered with multiple Islamic Finance lenders who help you apply for their products.

Are all SMSF Finance products Sharia Compliant?

Yes, we only work with Islamic Financial Institutions. All lenders get their SMSF Finance products certified as sharia compliant and have a Sharia compliant certificate to accompany their products

Is there any Riba in SMSF Finance?

No, all SMSF Finance products are based on a ‘rent to own’ model. This is known as an Ijarah Agreement and is one of the most common modes of Islamic Finance

Do I need an SMSF already set up?

Yes, you will need to have an approved SMSF structure set up prior to us assisting you to obtain your preapproval. please call us to discuss what SMSF structure the lenders require

What is the minimum deposit for SMSF Finance?

We can assist with as little as a 10% deposit + purchasing costs. Please call us to find out if you have the deposit requirements.

Will buying in my SMSF effect my personal borrowing power?

No, buying in your SMSF will not normally effect your personal borrowing power. This means you may be able to buy an investment in your super and still be eligible to buy a property in your personal name (subject to credit assessment

Our

Memberships

Our

Memberships

Sharia Finance is here to help

Book an appointment

We provide a personalized service to every client. You will know who to speak with at every step of the journey

We operate nationwide

Whether you’re in NSW, VIC, WA, QLD  or SA, we help the community all across Australia

Do you have more questions?

Looking to refinance?

Take our refinance eligibility quiz and one of our Islamic finance brokers will contact you.

Looking to purchase?

Take our purchase eligibility quiz and one of our Islamic finance brokers will contact you.

Have different question?

Give us a call and a friendly member of our team will be able to help answer your question.