Principles and Types of Islamic Finance

Islamic finance is a unique financial system that operates on ethical and religious principles derived from Islamic law, known as Shariah. It has gained global attention and recognition for its adherence to moral values, risk-sharing, and asset-backed transactions. This article aims to provide a straightforward explanation of the fundamental concepts and various forms of Islamic […]

What Is Islamic Finance And How Does It Work?

Islamic finance comprises financial services and transactions that align with the principles of Islamic law, also referred to as Shariah. It operates on the fundamental concept that all financial activities should be conducted in a manner that is ethical, fair, and in line with Islamic values. This blog post will delve into the basics of […]

Who is Sharia Finance?

Learn about the Sharia Finance difference and what makes us different when compared to a direct to bank approach.

What is Islamic Finance?

Islamic Finance is a form of finance that prohibits the payment of interest from the funder to the borrower.

Ijaah Munthaia Bittamaleek

This is a form of lease agreement, where a funder will finance an asset with an agreed rental instalment.

Ijarah wa-iqtina

This is a form of lease agreement, which differs from Ijarah Munthaia Bittamleek in that it has a gift component.

Diminishing Musharakah

Diminishing Musharakah is a type of finance contract where there is a ‘co-ownership structure’.

Murabaha Finance

This is a form of Islamic finance where the funder and the buyer agree to the markup of an asset.